Wage Garnishment Defense

If the IRS determines that a taxpayer owes taxes, assesses the taxpayer for that tax debt, and the taxpayer fails or neglects to pay, the IRS has broad power to levy or seize the taxpayer’s money and property to pay that tax debt.

This power of the IRS includes the power to force the taxpayer’s employer to pay the IRS out of the taxpayer’s paycheck instead of paying the taxpayer himself or herself!

Taxpayers can take steps to prevent their paycheck from being garnished or to reduce or minimize the pain of a wage garnishment, but the problem cannot be ignored.

In fact, the IRS has extraordinary power when it comes to wage garnishments which extend far beyond those of ordinary creditors.

An ordinary creditor generally has the power to seize no more than 10% of a debtor’s paycheck. And the ordinary creditor can only do that after it 1) sues the debtor in court, 2) wins the case, 3) gets a judgment from the court, 4) takes that judgment and dockets it with the County Clerk.

The IRS, on the other hand, which is no ordinary creditor, can skip steps one through four, and along with skipping ahead to collection, in most circumstances, the IRS can attack a paycheck and compel the taxpayers employer to hand over to the IRS much, much more than 10% of the taxpayer’s paycheck.

This can be an enormously intrusive and life-disrupting act by the IRS which can destabilize a person’s very livelihood and take away any financial security.

Contact me to start coping with this threat to your financial security and your paycheck.